I know my monthly is high, negative equity sucks but I made poor decisions earlier in life.
I had $5k down but as part of the negotiations from the 2018 to the 2019 they went down on the price of the vehicle and took $400 less as down payment. I'll be putting that $400 down on the buyout. This payment is what I wanted going in but expected higher.
To make short work of the pictures:
Just the car cost $46,454.68 out the door. This doesn't include down payment, negative equity, rent charge, or added warranty. By out the door I mean that number includes taxes, licensing, and fees.