Given it's evidence you've personally seen beforehand I see no harm in letting it happen (but thank you for your concern and sharing wisdom) considering the warranty for plenty for others has replaced them. If only to see if and how long it takes to happen from this state.
I agree, no harm in waiting as long as you don't mind enduring the poor driving experience once/if it rears its head. In others areas of my life, I do similar things simply for the sake of "learning" or expanding my knowledge base. In this particular case, you are not reinventing the wheel so to speak. There are many photos that look almost identical to your photos. If you use the search terms "rotor" "brake" "hot spots" or "cementite" etc., and then go to images, you will see how well your photos match-up to others. But as you said, there is no harm in waiting. I'm a curious fellow myself.
Helo has given some very good advice on being proactive and getting
aftermarket pads BEFORE the problem manifests itself, that way you don't risk ruining your rotors before starting to resolve the pad issue. He is very wise on this issue as it seems he has had the worst luck on this issue!
Thanks for the props, haha. However, "rarely does the one with wisdom encounter the worst luck." This is an ancient North Carolina proverb I think.
I have to use that warranty!

Well, I suppose I'll consider. Do we think the rotors suited for long-term use should the pads be replaced? Because there are some fancy looking rotors out there, not sure if they do a better job... But weight savings? :joke:
I would encourage you to get new rotors through your warranty process and have them put on
aftermarket pads of your choice at the same time. The Gyrodisc pads seem to be working out very well for many. The weight savings are a joke when considering the weight of the entire car, but many use the lighter rotors to better tune suspension movements. Lighter wheels, tires, and rotors go a long way in this regard. There are several discussions elsewhere that deal with "sprung" and "unsprung" weight that go into this further.
However, whatever your choice, keep us posted. More data helps!

Given that the front rotors are back-ordered nationally, it seems that a significant number of folks are having the issue.