As others have said, it depends on your financial position. No car is worth going into debt for, but if you can afford the monthly payments or afford to buy it outright, then i would go for it, because the Stinger is an amazing car. Don't feel like you're gonna miss out, if anything the next gen of US Stingers will have better/more features, that are somewhat lacking in the 1st gen. Ultimately up to you. I scrimped and saved for a few years and used the value of my old car to get my Stinger and it was worth it, but personally i would have waited for even longer if i had to save up that bit extra. You're only 29 so sounds like you have plenty of time and don't need to rush into anything (i'm 26, so not being condescending!). Again, this is all assumption because i don't know your financial position. You have a fairly young car, so it won't konk out on you anytime soon, so there is that too. Depends what you want in life and what you can physically afford.