Do these numbers make sense?

[MasteR.Legend]

Ok so I want to get a 2018 by the way just saw the 2019 is listed now with some price bumps.
If I go on the kia site and i build the car this is what im thinking tell me if my math is off from what you guys went through or im about right. I need a 4 cyl as I will have this as my second car/work car driving 75 miles a day. The family vehicle is a 6 cyl durango gt.

2018 kia stinger premium AWD
MSRP 40,310
Will try to get 10% off sticker now down to
36,279
The site says program applied offers I suppose this is the lease cash?
36279-7300=2879
I hope to haggle at least 2000 for my old cars trade in honda accord.
2879-2000=26979
Im in nj so if anyone did the lease buyout please chime in. 6.625% tax rate 1787.35
26979+1787.35=28766.25
So if I lease then buy out after the first payment my buyout should be 28766.25 minus first month payment?

2018 kia stinger base AWD
MSRP 33,535
10% off sticker
30182
Site says program applied offers I suppose this is the lease cash?
30182-5400=24782
Old car 24782-2000=22782
Is the lease cash different for each model? Higher you go model up more lease cash?
Nj tax 6.625%=1509
22782+1509=24291

So If im correct cause they are offering a higher lease cash on the premium it would only be a difference of only about 4.5k. When MSRP is about 7k difference.
28766-24291=4475
Is the premium and base that big of a difference?
All i really see is sunroof and better rims.
All other stuff on premium not necessary in my opinion both have 7in display correct?


Are my numbers right when im thinking about the buyout numbers?
Or do dealers have some other complex math algorithm that they made up on mars that would make the buyout number totally different than what I have here?
Thanks guys hope you can help!

 

[Waynerm002]

I know here in VA they add fees and taxes to the negotiated price, then take out the rebates, that ends up being your final cost.

 

[MasteR.Legend]

So are the final costs I have close to what my buyout would be? Or am I way off. I want to secure my loan first before I go for the lease.

 

[Waynerm002]

Don't do that until you get the actual numbers from KIA. After your first payment at the dealer, in about a week, the site will have your info and the payoff amount. Then work with your bank and KIA to get the rest sorted.

 

[MasteR.Legend]

I cna take out more from my loan option and then just pay it back if I have extra. I just want to know if im in the range with these numbers.

 

[Waynerm002]

It looks that way but it will come down to what you actually get in the deal. Ask the dealer to provide you a break down of the price do you can see how they do it in your region.