2020 GT (Indigo Edition) buying advice

Jerrys.moose

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Hello all,

I've been in the market for a little bit, looking to purchase before winter hits here in Chicagoland. Checking here for opinions and second look on this offer I received...I'm not very savvy when it comes to car buying so I greatly appreciate you folks taking a look for me.

The dealer ran a few different options, changing the rebates and financing they can offer. The option below looks the most intriguing to me.

MSRP = $45,381
"Aftermarket Adds" = $495
Rebate = $6,000
Cash down = $5,000
Trade in = $5,000
Total taxes & Fees= $3,553.07

APR = 3.9%
Term = 72 months
Payment = $522.31

Am I better off putting more down up front? I'd be willing to go up to $7k down.
Another option they gave me was 0% APR, but then I go down to only $2k in rebates.

Thanks in advance!
 
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