NJ lease buyout help

rbf351

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trying to decide if buying this car is the smartest/most cost effective thing to do

Leased the car on 8/8/2020 with 10K miles a year knowing that I drive at least 24K miles a year to and from work. Did it so i would have the lowest possible payout at the end of the lease

It's now a little over a year and i'm at 25K miles.

Do i go into the dealership and try to do the buyout though them or just go on my own to an outside company?

Or do i just sell the car?

KMF says my buyout is $39,946.13 which includes my next 2 years of payments.
 
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