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Loyalty incentive, do I qualify?

Discussion in 'How to Buy a Kia Stinger' started by RLittle, Dec 4, 2018.

  1. Dec 4, 2018 #1
    RLittle

    RLittle United States Member

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    I'm looking at a 2018 or 2019 GT1 and am confused about the incentives.

    Can I combine incentives?

    I see the leasing incentive of 6600 and 4900 respectively.

    Do I qualify for a loyalty incentive? i own a 2016 Optima.

    Can I combine the Loyalty incentive with the 0% or .9% 66 mo financing?

    Any other current incentives I should be aware of?
     
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  2. Dec 4, 2018 #2
    Optima Mystic

    Optima Mystic United States Member

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    You can combine cash incentives. So you should be able to combine the lease and loyalty incentives. However, you can't combine cash and financing; it's one or the other. For example, I was able to combine $3000 loyalty by trading my 2016 Optima, $1000 customer cash, and $2500 in bonus cash for financing through KMF but was not able to get the 0% for 60 month financing. My understanding is, as a general rule of thumb, cash discounts win out over cheap financing since you're lowering the amount on the car, thereby saving on taxes and the overall total you put into financing.

    It's the beginning of the month so the Kia website hasn't updated their December incentives yet. Wait a few more days, and you'll see what they have to offer.
     
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  3. Dec 4, 2018 #3
    RLittle

    RLittle United States Member

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    Dealer is telling me the 2016 Optima does not qualify for Loyalty!!! Was there a loyalty in November?

    I need to find out definitely if the $6600 lease cash and Loyalty $3k can be combined.
     
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    Last edited: Dec 4, 2018
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  4. Dec 4, 2018 #4
    Waynerm002

    Waynerm002 United States 1000 Posts Club!

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    The 2016 Optima would most certainly apply for a loyalty rebate.
     
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  5. Dec 4, 2018 #5
    RLittle

    RLittle United States Member

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    Thought so and thanks!

    ........but can it be combined with the $6600 lease cash.
     
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  6. Dec 4, 2018 #6
    Ruturaj

    Ruturaj United States Stinger Enthusiast

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    Nope. Lease cash doesn't combine with loyalty/conquest.
     
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  7. Dec 4, 2018 #7
    Ruturaj

    Ruturaj United States Stinger Enthusiast

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    Yes.
     
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  8. Dec 4, 2018 #8
    RLittle

    RLittle United States Member

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    So the only incentive on a leased vehicle is the $6600 in November.

    OTOH, I can take a customer cash of 1k with the loyalty 3k plus the rebate for financing with Kia up to $2500 if I take the higher interest rate?
     
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  9. Dec 4, 2018 #9
    Ruturaj

    Ruturaj United States Stinger Enthusiast

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    Can't see customer cash 1k or KMF financing rebate of 2.5k. I can see 0% and 3k on their website.
     
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  10. Dec 4, 2018 #10
    RLittle

    RLittle United States Member

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    I see the 1k awd bonus in your November post. Can that be combined with the lease cash?
     
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  11. Dec 4, 2018 #11
    Ruturaj

    Ruturaj United States Stinger Enthusiast

    570
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    Location:
    Raleigh, NC
    Yes.
     
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