finance prequal or wait?

[stargtsi]

I plan on heading into the dealership tomorrow (Saturday) and talk numbers on a 19 AWD GT2. I know I want to use the Kia 1.9 financing rate for 72 months already. Is it better off that I do the application ahead of time or wait until the negotiating is done in case I have to walk away? I plan on trading in my current truck to go back into a daily speedy vehicle but I am still torn on keeping my truck since its all moded the way I want it already.

 

[GenesisG70]

If they offer you a good deal take it, if you can afford it take it. Life is short and the car is amazing.